Learn all about how can you cash a check at Walmart, including the information you need to provide. Following these steps you can do Walmart Cash Checking with our professional guide and easy methods.
Can You Cash a Check at Walmart?
Does Walmart cash checks? This is the question most people ask including Walmart shoppers as well. The simple answer is Yes! You can place your check at your local Walmart store and get your amount instantly. Walmart Cash Checking service is quick, genuine and suitable.
Walmart is not only an American hub for shopping. It is also popular for providing some financial services for those in need. One of those essential financial services is cash checks provided by Walmart Money Center in Walmart stores.
Like how you would cash a check at a bank, Walmart allows consumers to cash their checks instantly and have money in their hands.
The best thing is that there is no need of bank account to cash your check. In addition, you do not have to register to get the service. It’s that simple.
For extra convenience, Walmart allows you to load your Walmart Money Card with the money you cash.
Just go to your local Walmart store for quick and easy check cashing services.
Here is a comprehensive guide on how the Walmart Cash Checks Service works.
What Types of Checks Does Walmart Cash Checks?
It is possible to cash various types of checks at Walmart’s Money Centre. But, when you cash a check at Walmart, the check must be in accordance with the forms accepted by Walmart.
Walmart is very strict with the kinds of checks accepted for its check-cashing services, as check fraud is a problem.
Therefore, Walmart allows only the following checks to be cashed:
- Payroll checks
- Tax refund checks
- Government checks
- Insurance settlement checks
- Cashier’s checks
- Two-party personal checks up to $200
- 401k and retirement disbursement checks
According to Walmart, they can cash a check only if it is pre-printed. If you are not confirm that your check is in the criteria listed above, you can confirm it at Walmart customer service desk.
Walmart also cashes MoneyGram money orders, but only if they have actually purchased at Walmart.
Walmart are cashing in a variety of checks actually. This includes pre-printed checks, two-party personal checks, MoneyGram money orders, 401k and retirement disbursement checks, insurance settlement checks, cashiers checks, tax checks, government checks, and payroll checks.
How to Cash Your Check at Walmart?

Walmart makes cashing checks at its stores much easier and trouble-free. You do not have to register to get the service. Also you do not need to have a bank account to cash your checks at Walmart. In addition, you do not need to make a purchase at your local Walmart store to cash a check.
To cash your check at Walmart, just give a valid check for cashing at the Money Centre or Service Desk at your local Walmart store, along with a valid form of government-issued photo identification. This can be your driver’s license or passport. Your Social Security number may also be required.
To make the check cashing procedure quick and simple, bring all the documents mentioned. Once you have all the necessary docs to cash a check at Walmart, you will have the money in just a few minutes.
Walmart Check Cashing Fees and Limits
Walmart has a simple limit for check cashing: $5,000 per check.
During January through April, this limit is increased temporarily to $7,500 to accommodate the larger checks that customers might bring in due to their tax refunds.
Walmart also restricts the Check Cashing transactions to 3 per day for amounts less than $5000.
How Much Does Walmart Charge to Cash a Check?
When it comes to transaction fees, Walmart charges $4 to cash a check up to $1000. For cash between $1001 and $5,000, it will charge you $8.
If you want to cash a two-party personal check, you can transact a maximum of $200, which will charge you a maximum of $6.
If you want to cash a check for more than $5,000 between January to April, Walmart suggest you to check with their customer service department to find out the maximum fee.
Note: If you have a Walmart Money Card, you can deposit a part or all of the cash money in the card, as it is a re-loadable prepaid card. Generally, Walmart charges a $3 reload fee for this service. However, if you load the card with the money you receive after cashing the check, the fee will be waived off. Only the actual check cashing fee will be charged.
Conclusion
Walmart check cashing services are quick, genuine, reasonable and very convenient. Also, you do not need a bank account to cash a check at Walmart.
As long as your Walmart store is open, where operating hours are longer than at banks, you can withdraw cash whenever you want.
Summary
Walmart’s cash checking service is an alternative check cashing for consumers that is much cheaper than banks.
The drawbacks are the restrictions on the types of checks and check amounts. In this article we have covered all the required answers to resolve following important questions:
- How does Walmart cash checks
- How can you cash a check at Walmart
- How can Walmart cash checks
- How can I cash a check at Walmart
- How much does Walmart charge to cash checks
- How Walmart cash settlement checks